Integration Clarification and Documentation Request

Emeraude Makola

New member
Joined
Jun 23, 2025
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1
Programming Experience
Beginner
Hello we're wondering if we can get Mobile moeny (Momo) especialy for DR.Congo api solution for the following the needs,
I’d like to explain how we plan to use an API system for our e-commerce platform Bilokos (Accueil - Bilokos), which connects buyers and sellers.
Payment Workflow:
When a buyer places an order, the payment is processed via the Momo APi and held temporarily on our account — this is the deposit phase (funds are not sent to the seller yet).
Once the buyer confirms receipt of the product, the payment is automatically released to the seller — this is the payout phase.
If the buyer isn’t satisfied or doesn’t confirm delivery within a certain period, the system initiates a refund back to the buyer — this is the refund phase.
Payout Strategy:
We’re considering two payout options, but we would appreciate your recommendation on what is best or most efficient.
Option 1: MSISDN stored at account creation
The seller provides their mobile money number (MSISDN) and network when registering on Bilokos.
Once an order is confirmed, we automatically trigger the payout using the MSISDN stored in their profile.
However, this option is a bit harder to manage in practice due to seller changes or mistakes.
Option 2: Deferred payout after seller confirmation
Once the buyer confirms delivery, we send a notification to the seller:“Your product has been delivered. Please provide your number to receive payment.”
The seller goes to the “My Earnings” section and submits a short form:
Mobile money number (MSISDN)
Network
Withdrawal method
We then trigger the payout using the provided data via the this Momo API.

Request:
We are developing our platform using ASP.NET Core 9 (C#) and would appreciate it if you could provide:
API documentation for:
Payment (deposit)
Payout (send money to seller)
Refund (return money to buyer)
Any best practices or sample workflows for escrow-like logic using your API
Please let us know if you need more details from our side.
 
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